*Be patient until then and do not make any sudden or urgent financial changes. Then start to initiate your changes. This period of time will be a healing time. It is a time of release, and when things are released, well needless to say, a huge purge comes. This huge purge has not yet fully hit. 

In your markets in America, the standard cost of living will increase. Rents will increase substantially -- up to 33 percent, especially in urban areas like New York City, Philadelphia, Houston, Dallas, Los Angeles and San Francisco -- so invest now. If you have been waiting to invest, then now is the time. You will be fine. 

Do not worry about not having enough or failing. You are designed to succeed and to reach a level of self-success that, in some words, will *boggle* your mind. Buy now; this is the period for you to grow your investments. Once late 2012 to 2013 comes around, you will be pleased that you did. 

Even though we can give the alignment of energy now, it will not be until 2014 that the new economy will emerge and a period of true calm and solvency will result in full stability. You have the next five years to use these peak - and decline cycles to your advantage. Insurance industries will see positions locked into place, and larger Swiss investment and insurance companies will hire and employ people who are older, multilingual and have experience in a cross section of management profiles. 

KEY POINTS

*These times are painful for many, but they are part of the learning cycle of humanity; not much will change until you yourselves choose to change. 
* For benevolent change to happen, you must move away from a fear-based reality, respecting boundaries and forgiving those who hurt you. 
* These next three to four years will prove to be the most exciting time of your life if you choose to approach life with balance, living within your means and embracing the free will that gives you the power to create your reality. 

David Reid Lowell ~ www.davidreidlowell.com